Fees and Insurance
Like many specialists in the Bay Area, I work as an “out of network” provider which means I am not currently paneled with any insurance companies. Please contact me to discuss my rates.
Some insurances provide some reimbursement for “out of network” providers. As an out-of-network provider, I have partnered with Thrizer to help my clients save money on therapy. Thrizer works by acting as a payment method that links with your health insurance to verify how much your insurance will cover for out-of-network therapy. With Thrizer, you only pay your responsibility for your sessions while they cover the rest of the fee and wait for reimbursement on your behalf. It's completely optional, and as a therapist I do not benefit in any way from your participation. I can also provide a SuperBill if you wish to work directly with your insurance company for out of network benefits.
I do reserve some spots for sliding scale- I am happy to discuss your needs and if I can meet them.
Please note that Medicare does not have coverage for “out of network” providers.
Cancellation or reschedule requests must be received at least 24 hours in advance to avoid full session charge.
How do I know if I have “out of network” coverage?
Contact the mental health number on the back of your insurance card and ask the questions below:
Do I have coverage for “out of network” mental health care?
Is tele-therapy covered? Are there any differences in how it is covered?
What is my policy year?
January 1-December 31, or something else?
Do I have an “out of network” deductible for the policy year that must be met prior to coverage?
If so, how much of that deductible have I already met?
How much will I be reimbursed for each therapy session?
What is my co-insurance or copay for each therapy session?
Is there a limit to the number of therapy sessions per policy year?
If so, how many sessions?
Do I need pre-authorization or referral for psychotherapy?
If so, what is the best way to obtain it?
What is the process to submit for reimbursement?
How long do I have to submit my Superbill?
Are there any other questions I should ask or potential issues I should be aware of?
Good Faith Estimate
You have the right to receive a “Good Faith Estimate” explaining how much your medical and mental health care will cost.
Under the law, health care providers need to give patients who don’t have insurance or who are not using insurance an estimate of the expected charges for medical services, including psychotherapy services.
You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency healthcare services, including psychotherapy services.
You can ask your health care provider, and any other provider you choose, for a Good Faith Estimate before you schedule a service.
If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill. Make sure to save a copy or picture of your Good Faith Estimate.
For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises or call (800) 985-3059.